How I Lost $115,000 in 2 Years Living in the Philippines (What Happened!)

I moved to the Philippines in 2023 with $115,000 in savings, confident I could make it work. Two years later, I was broke. This is the brutally honest story of how I lost everything - the relationships, the lifestyle inflation, the travel, the going out, and all the financial mistakes I made as a new expat. If you're thinking about moving to the Philippines or you're already here struggling financially, learn from my mistakes so you don't repeat them.

🎯 TIMESTAMPS:
1:13 - INTRODUCTION
3:20 - THE SETUP - WHERE I STARTED
5:44 - THE FIRST BIG EXPENSE - CHASING LOVE
9:56 - THE PATTERN CONTINUES - DAVAO TO CEBU
18:03 - THE OTHER EXPENSES - WHERE THE MONEY REALLY WENT
21:18 - THE WAKE-UP CALL - REALIZING I WAS BROKE
23:55 - THE PIVOT - HOW YOUTUBE SAVED ME
28:06 - THE LESSONS I LEARNED
32:38 - WHERE I AM NOW
34:21 - FINAL THOUGHTS

💡 What I Learned:
The cost of living in the Philippines CAN be cheap - but only if you're disciplined. Relationships, lifestyle choices, and saying "yes" to everything drained my savings faster than I ever imagined. This video isn't about regret - it's about sharing what I learned so you can avoid the same mistakes.

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